The McCartney Group is experienced when you need appraisals for bank owned properties in County

When there is a house in foreclosure, it's important to ascertain market value versus a "quick disposition" assessment to know your possible charge-off liability. The McCartney Group has the knowledge in both furnishing snapshots of market value for our mortgage lending clients, as well as "quick sale" forecasts that respect your urgency.

	You need a company who has the experience to handle the special dynamics of a foreclosure appraisal. For a company you can trust, contact The McCartney Group.

Occupants of dwellings in foreclosure could be unwilling to allow an inspection of the home, thus presenting special challenges. Often the houses have been intentionally damaged, often at the hands of the former residents. Or, it's common to discover nobody has lived in house for months or the home neglected for extended periods of time.

For a property that has changed to bank owned, you likewise will be going for an expedited disposition. In any case, you'll still want to consider three ways of looking at the value of the asset:

• As Repaired. Value with the repairs needed to make the property marketable at full market value - commensurate with similar homes in the neighborhood
• As-is. The market value of the property without any repairs performed
• Quick sale. Somewhere in the middle, with minimal investment in repairs - to sell the home quickly, seemingly to someone inclined to finish the job themselves